Overview

At the customer-specified daily cut-off time, the Evo Payment clearing and settlement system produces a detail file containing all interchange fees and scheme fees within the previous natural-day cut-off cycle, for customers to perform automated transaction matching and reconciliation.

Note :

The file contains online transactions in all transaction statuses (including transactions with a failed status);

If the customer generated no online transactions on the previous day, an empty file is generated, retaining only the field names and end marker END;

After the large-file splitting function is enabled, a BatchNum (001–999) suffix is added to the file name.

File location and naming rules

File levels and file codes

Evo Payment can produce details in different dimensions according to the different levels configured for the customer in the system. File codes and report names are distinguished by level as follows:

File level	File code	Report name template
Acquirer level	A-File-06	`Acquirer_Interchange_Scheme_Fee_Detail_(Version No)_(Inscode)_YYYYMMDD`
Group level	G-File-06	`Group_Interchange_Scheme_Fee_Detail_(Version No)_(Groupcode)_YYYYMMDD`
Merchant level	M-File-06	`Merchant_Interchange_Scheme_Fee_Detail_(Version No)_(Merchantcode)_YYYYMMDD`
Store level	S-File-06	`Store_Interchange_Scheme_Fee_Detail_(Version No)_(Storecode)_YYYYMMDD`

File name field descriptions

Each field is connected by an underscore (_), and the field meanings are as follows:

Field	Description
Fixed value	`Acquirer_Interchange_Scheme_Fee_Detail` / `Group_Interchange_Scheme_Fee_Detail` / `Merchant_Interchange_Scheme_Fee_Detail` / `Store_Interchange_Scheme_Fee_Detail`, corresponding to that level
Version number	The first character is the file identifier: `P` production environment, `T` test environment; the last three characters are a numeric number, starting from `001` up to a maximum of `999` (new versions are compatible with old versions)
Inscode/Groupcode/Merchantcode/Storecode	The customer's Acquirer, Group, Merchant, or Store identifier
Date	`YYYYMMDD`, report generation date
Batch number (optional)	Added when the `Batch Generate Threshold` function is configured for the Acquirer file, with a range of `001`–`999`

File name examples

Production environment (Acquirer level)

Acquirer_Interchange_Scheme_Fee_Detail_P003_88888888_20230108.csv

Test environment (Acquirer level)

Acquirer_Interchange_Scheme_Fee_Detail_T003_88888888_20230108.csv

With batch number (Acquirer level)

Acquirer_Interchange_Scheme_Fee_Detail_P003_88888888_20230108_001.csv

Item	Description
SFTP mode	Evo Payment is the SFTP Server
Default directory	`/in/{YYYYMMDD}`
Login method	Public/private key
Transfer completion marker	Empty TXT file with the same-name `.ok` suffix (e.g., `Acquirer_Interchange_Scheme_Fee_Detail_P003_88888888_20230108.csv.ok`)

Important : Before pulling and parsing the reconciliation file, the client should first check whether the same-name .ok file exists to confirm that Evo Payment has completed the file transfer.

Report structure

Basic file attributes

Attribute	Value
File format	CSV
File encoding	UTF-8 with BOM
Line break	`\n` (`0x0A`)
Field delimiter	Double quotation marks + comma `","`
File content end marker	`*END*` (last line)

File generation time

Generation cycle: natural-day file, produced Monday through Sunday each week

Generation time: daily 10:00–12:00 AM (Evo Payment node system time)

File data elements

This section defines the field elements of the File-06 Interchange_Scheme_Fee_Detail file.

No.	Field name	Description
1	Acquirer ID	Acquirer ID Appears only in Acquirer-level files
2	PSP ID	Payment PSP ID Appears only in Acquirer-level files
3	Group ID	Group number Appears only in Acquirer- and Group-level files
4	Merchant ID	Merchant number Appears only in Acquirer-, Group-, and Merchant-level files
5	Store ID	Store number
6	Merchant Txn ID	Merchant transaction number
7	Merchant Order Reference	Merchant order reference information
8	System Txn ID	Evo Payment transaction number
9	PSP Txn ID	PSP transaction number
10	Original Merchant Txn ID	Original Merchant transaction number
11	Original PSP Txn ID	Original PSP transaction number
12	Merchant Txn Time	Merchant transaction time
13	Payment Brand	Payment brand
14	Txn Type	Transaction type
15	PSP MCC	PSP's MCC, Merchant category
16	Txn Status	Evo Payment system transaction status
17	Merchant Txn Amt	Merchant transaction amount
18	Merchant Txn Curr	Merchant transaction currency
19	Funding Type	Card debit/credit indicator
20	Card Program ID	CPI identifier. Applicable only to Mastercard; current values include MCC and DMC.
21	Product ID	Card product ID
22	Product Type ID	Card category identifier
23	Issuer Country	Issuer country/region
24	Acquirer Nation	Country/region where the Acquirer is located
25	Merchant Nation	Country/region where the Merchant is registered
26	Crossborder Flag	Cross-region indicator
27	Payment Scenario	Transaction scenario: online/offline
28	IC Fee	Interchange fee identifier, fixed value: Interchange Fee
29	IC Fee Indicator	Card scheme Interchange Fee ID
30	IC Fee Name	Interchange fee name
31	IC Fee Rule Flag	Interchange fee rule identifier, with values and meanings shown below.
32	IC Fee Rule	Interchange fee rule
33	Scheme Fee	Scheme fee identifier, fixed value: Scheme Fee
34	Scheme Fee Service Code	Scheme fee code
35	Scheme Fee Name	Scheme fee item name
36	Scheme Fee Rule Flag	Scheme fee rule identifier
37	Scheme Fee Rule	Scheme fee rule
38	Scheme Fee Service Code, Scheme Fee Name, Scheme Fee Rule Flag，Scheme Fee Rule	Repeats sequentially as a group

Samples

Acquirer ID	PSP ID	Merchant ID	Merchant Txn ID	System Txn ID	Original Merchant Txn ID	Merchant Txn Time	Payment Brand	Txn Type	PSP MCC	Txn Status	Merchant Txn Amt	Merchant Txn Curr	Funding Type	Card Program ID	Product ID	Product Type ID	Issuer Country	Acquirer Nation	Merchant Nation	Crossborder Flag	Payment Scenario
12065194	255623	M421412	HwUFCIJCybUMf3BjeDz68VvUnRlOS_9	KlOYPCODyuFUh4AjeSj32UnYxRyZC_7		2028-07-27T13:20:45+00:00	Mastercard	Payment	5399	Success	0.46	SGD	Credit	MCC	MCO	Commercial	SGP	SGP	SGP	Domestic	online	Interchange Fee	61	Standard (61)	SGD_-0.01	Incentive	FALSE	Scheme Fee	2AB1003L	Acquirer LVP Fee	0	SGD_0.019339500	2AB1906L	Authorization Acquirer Processing Fee ( LVP - Domestic)	0	SGD_0.001933950	2AB3406	Digital Assurance Acquirer Fee - Unauthenticated (Credit)	0	SGD_0.000092000	2AB3415L	Digital Security Fee Auth (Credit) Low Value (Domestic)	0	SGD_0.000128930	2AB3506	Digital Assurance Acquirer Fee—Non Tokenized (Credit)	0	SGD_0.000184000	2CB4111	Domestic Mastercard Interchange Purchase Volume (Credit)	0	SGD_0.000161000	2CF2001	Acquirer Authorization Connectivity Fee	0	SGD_0.000012248	2F19900	Safety Net Acquirer Fee	0	SGD_0.001933950	2GC1240ER	Early Reconciliation Service Fee	0	SGD_0.001031440	2GC1915	Digital Security Fee on Clearing (Credit) Acquiring (Domestic)	0	SGD_0.000092000	NTPF001	Non-transactional Processing Fee	0	SGD_0.005830830
12065194	52624637	M421412	MlQHMXM1zvlDTMM1ww7u4eORkDGL_2	QjAXWQA9viaQNXZ0bh2d9gGEtIFP_2		2028-07-27T16:40:38+00:00	Visa	Payment	5817	Failed	92.35	USD	Debit		N	Consumer	SGP	SGP	SGP	Domestic	online	Scheme Fee	4J56A6178	DOM NON ATM - VIP ACQUIRER NON-FINANCIAL (VISA, 4J56A) (DEBIT)	USD_0.005000000	4Q6510011	ADDRESS VERIFICATION SERVICE - ACQUIRER FEE	0	USD_0.010000000
12065194	255623	M421412	NuDWFRME1KvZYJIxreGlioYgFQvS_3	CdDTKFJS6CxMLBYzpoHimrJkEZfF_0		2028-07-27T21:05:39+00:00	Mastercard	Payment	5399	Success	7.53	SGD	Credit	MCC	MCS	Consumer	VNM	SGP	SGP	International	online	Interchange Fee	YG	Intraregional Consumer Rate III—Base—Core	SGD_-0.10	Incentive	FALSE	Scheme Fee	2AB1906L	Authorization Acquirer Processing Fee ( LVP - Cross-Border)	0	SGD_0.029009250	2AB3406	Digital Assurance Acquirer Fee - Unauthenticated (Credit)	0	SGD_0.003012000	2AB3415L	Digital Security Fee Auth (Credit) Low Value (Cross-Border)	0	SGD_0.000128930	2AB3506	Digital Assurance Acquirer Fee—Non Tokenized (Credit)	0	SGD_0.003012000	2CF2001	Acquirer Authorization Connectivity Fee	0	SGD_0.000012248	2DA4311	Acquirer International Purchase	0	SGD_0.000000000	2DN1400	Acquirer Cross-border Purchase (Base)	0	SGD_0.052710000	2DORSSF11	Regional Safety and Security Fund—International Purchase	0	SGD_0.001506000	2F19900	Safety Net Acquirer Fee	0	SGD_0.001933950	2GC1240ER	Early Reconciliation Service Fee	0	SGD_0.001031440	2GC1915	Digital Security Fee on Clearing (Credit) Acquiring (Cross-Border)	0	SGD_0.006024000	2GC797	Tiered IPM Acquirer Inter-Country	0	SGD_0.103144000	2MF47301	SEA Travel Marketing and Acceptance Fund (Clearing)	0	SGD_0.007530000	NTPF001	Non-transactional Processing Fee	0	SGD_0.006276240
12065194	52624637	M421412	BvGOOtF1RaTZ3RCViNWsVfZq0WeJX_2	LrXVSnW9OzJS7BQZxFScVkQd0RgUX_5		2028-07-27T10:17:06+00:00	Visa	Payment	5399	Success	4.47	SGD	Credit		C	Consumer	CHN	SGP	SGP	International	online	Interchange Fee		AP ALT SIG	SGD_-0.09	Incentive	FALSE	Scheme Fee	4B1102010	ACQUIRING LICENSE FEES - INTERNATIONAL	0	SGD_0.000223500	4B11A3800	MSV FEES (OFF-US) - INTERNATIONAL (4B11A)	0	SGD_0.002011500	4F3529005	ACQUIRER ISA - INTRA-REGIONAL ACQUIRER - POS BASE	0	SGD_0.017880000	4F35A9412	INTL POS ACQUIRER (4F35A) - BASE	0	SGD_0.019339500	4F4030000	IAF INTRA-REGIONAL POS FEES	0	SGD_0.008940000	4J42A5140	INTL POS - VIP ACQUIRER NON-FINANCIAL (VISA) (4J42A)	0	SGD_0.032232500	4VAS03154	ACQUIRER MULTI-CURRENCY NON-DOMESTIC SETTLEMENT CHARGE	0	SGD_0.011175000	NTPF001	NON-TRANSACTIONAL PROCESSING FEE	0	SGD_0.008447500
12065194	255623	M421412	HMQLLGBeUjPbyM0ecv7ehBnJeFBG_7	MFQNRBUfMdNamQ6npn3hhLrHxCBT_0	XBQXJZsjMdNHI5LYnXI7LsVTKJ7I	2028-07-27T12:48:23+00:00	Mastercard	Cancel	7311	Success	300.00	THB	Debit	DMC	MDT	Commercial	THA	SGP	SGP	International	online	Scheme Fee	2AB1909L	Authorization Acquirer Processing Fee-Reversal ( LVP - Cross-Border)	THB_0.756225000
12065194	255623	M421412	WfHFEBTChibtwOchu7EfQlWVX4Z9H_9	ZlOXMXOLqqiytOgxt5UwDnUBD4X1E_3	UwDWDPdwQ7o93X5qkNQDaXm9TxXY	2028-07-27T05:32:57+00:00	Mastercard	Merchandise Credit	5817	Success	31.63	CAD	Credit	MCC	MPL	Consumer	CHN	SGP	SGP	International	online	Interchange Fee	YH	Intraregional Consumer Rate III—Base—Premium	CAD_0.32	Incentive	FALSE	Scheme Fee	2AB1906	Authorization Acquirer Processing Fee (Cross-Border)	0	CAD_0.035160000	2CF2001	Acquirer Authorization Connectivity Fee	0	CAD_0.000013361	2DA4330	Acquirer International Credit	0	CAD_0.000000000	2DN1000	Acquirer Cross-border Purchase (Enhanced)	0	CAD_0.474450000	2F19900	Safety Net Acquirer Fee	0	CAD_0.002109600	2GC1240ER	Early Reconciliation Service Fee	0	CAD_0.001125120	2GC797	Tiered IPM Acquirer Inter-Country	0	CAD_0.112512000	2LY7106	Clearing Acquirer Non-Local Currency Fee	0	CAD_0.031630000	2MF47301	SEA Travel Marketing and Acceptance Fund (Clearing)	0	CAD_0.031630000

File-06 Interchange_Scheme_Fee_Detail Interchange and Scheme Fee Detail File

Overview#

File location and naming rules#

File levels and file codes#

File name field descriptions#

File name examples#

SFTP path and login#

Report structure#

Basic file attributes#

File generation time#

File data elements#

Samples#